Sometimes even a careful and safe driver may have a mishap while driving. It may not be his fault but someone else’s but the result will be damages to the vehicles and maybe for the people in them. To repair the auto and to get medical aid for the people, there could be fat bills which may be way above your expectations.
It is here that auto insurance steps in to help. If you have already insured your vehicle then they will take care of the expenses. Repairing the damage, hospital bills etc will be looked after by them. But this is only possible if you have purchased the insurance. You must know that there are different kinds of auto or vehicle insurances and you have to read carefully and between the lines as to what the agreement involves.